Showcased Solutions

WL Cash Club

WL Cash Club is Worldline’s Card-Linked Offers (CLO) solution that enables you to set up and manage a marketplace with all the related marketing services. Its power relies on the intelligence of data mining to perfectly combine the customer, offer, time and place.

Monetize your card data for a win-win-win game between banks, consumers and merchants.


The Promotion Wall solution consists of four parts: a Digital Signage screen to display the coupons, a campaign manager that allows merchants to create coupon programs, the consumer app to capture the coupon and the merchant app to accept and redeem the coupon.

WL Access Control Server (ACS)

With the ever-rising number of online payments, both banks and issuing organizations face increasing fraud threats. The challenge for them is to provide secure and cost-efficient proof of identity to their cardholder populations. More than 80 banks in the world have already chosen WL Access Control Server (ACS) to manage the 3-D Secure service with a wide range of authentication methods. Worldline ACS solution is PCI DSS and Verified by Visa certified. It can be easily interfaced with external authentication environments. WL ACS is a core component of Worldline fraud portfolio services.

WL Trusted Authentication

WL Trusted Authentication makes the most of device and context data to provide a Software Secure Element in regular smartphones or other personal devices, and to protect end users’ most valuable asset: their identity. This solution particularly fits retail banks’ needs, enabling a single, strong authentication method for online banking, 3-D Secure and other digital and mobile services (such as WL Wallet). But it is also intended for any type of organization which needs to make remote access secure for its users.

WL Mobile NFC Payment with HCE

WL M-Payment with HCE offers a secure and digital experience and allows consumers to pay easily and securely with their smartphone. By adding HCE to its solutions, Worldline is offering its clients simplification of the complex NFC business model and is facilitating convergence of contactless proximity payments and Internet or mobile remote payments.


This demo shows to biometrics can be used in strong authentication usage - with a focus on face, voice and gait recognition. FIDO compliant authentication is also showcased.

WL Fraud Risk Management

Fraud prevention and risk management are the responsibility of each stakeholder in the value chain: merchant, PSP, acquirer, card scheme and issuer. It is a trade-off between risk and cost. The WL Fraud Risk Management solution helps them to design their ideal solution, i.e. a solution with very low false positive and high detection rates.

WL Wallet

Beyond payment, WL Wallet secures the consumer digital identity during the entire customer journey to make the shopping experience seamless, while reducing fraud and increasing security. With the integration of loyalty programs and couponing, or any ticketing, it reinforces your customers' engagement, by giving them access to digital retail services.

POS Accessibility

Worldline makes the disabled person life easier, providing to blind people a secured way to pay in the physical world!

Thanks to the audio assistance provided on their smartphone and guiding them all along the transaction on the payment terminal, blind and visually impaired people are able to complete their payment in a safe, secure and convenient way.

Zero Effort Payment

Finally, with Zero Effort Payment, the client enjoys a simple and convenient payment process. Based on indoor geolocation technologies, this solution allows users to carry out effortless, hands-free micro-payments, through their smartphones. For more expensive purchases, users need only accept the transaction through simple validation or the introduction of a PIN.

WL mPOS solutions

Directly accept client payment in a highly secured manner without the need to wait for a cashier to be available. WL mPOS solutions empower sales assistants and enhance the in-store shopping experience to push customers' purchase decisions.

WL eBanking Payment Services

Thanks to 10 years of experience in routing services through iDEAL and its extensive knowledge of the SEPA payment regulations, Worldline has developed a strong solution integrating other OBeP schemes like MyBank. The Multi-services OBeP Platform is flexible and can be updated to deliver new services like e-identity checks.

WL Dynamic Currency Conversion

WL Dynamic Currency Conversion allows for cardholder billing in the home currency. Together with our partner FEXCO, we offer DCC at ATMs in Europe and Asia. We are the Number 1 DCC-acquiring provider in India.

Customer certified review

Online reviews are powerful tools for developing business – both online and offline – and can have a tremendous impact on consumers’ purchasing decisions. Based on the growing use of Smartphone and NFC payment, this experiment validates proof of purchase and enables consumers who pay with a Smartphone to write a certified review of their purchase. Worldline Certified Customers Reviews won
a Sesames award at Cartes Secure Connexion 2014.

Connected Piggy Bank

This demo is a Worldline innovative concept of
a banking service personified by a connected moneybox, providing an educational and fun experience for children and their family while enhancing brand image and customer loyalty for
the bank.



WL Mobile Banking

WL Mobile Banking offers an innovative and comprehensive catalog of services to build a unique customer experience, whether on a smartphone or on a tablet and for any operating system (iOS, Android or Windows). Based on an agile digital banking platform, WL Mobile Banking boosts your innovation in terms of payments, security or bank account management, with a customizable mobile experience in order to catch all the digital moments of your customers.

WL Payment Modulator

WL Payment Modulator improves banks fraud prevention and reduces their call center costs by empowering their clients. Fully part of the bank security policy, it allows the end-user to define the payment settings that will immediately be applied to the next payment transactions. This innovative and user-friendly solution increases the digital image of the bank and brings additional trust in card payments. Highly secured, whatever the channel, it is independent from card types and payment schemes.



WL Commercial acquiring

As a leading payment acquirer and a recognized leading payment institution in Europe, Worldline delivers one-stop commercial acquiring services and turnkey payment solutions.

Merchants benefit from simplified and secure non-cash payment transactions with:

• 1 contract covering multiple payment methods across multiple platforms

• A guaranteed, no-risk financial flow

• Consolidated reporting of non-cash transactions and fraud detection

• Multi-language expert customer service

• A wide range of payment solutions for Point-of-Sale, online and mobile payments

• Value-added services creating new customer experiences around payments, such as customer surveys, terminal advertising and loyalty.

WL Sips

WL Sips enables merchants to accept all payment types, no matter whether it is a credit card, a private card, a bank transfer or a digital wallet. WL Sips provides flexible payment solutions that are completely customizable and adapted to all kinds of payment channels. This way, users benefit from a seamless payment experience.
Worldline addresses the desire for payment channel convergence by efficiently answering new use cases with its payment acceptance solutions and its wide range of terminals, fully integrated to WL Sips.

Streamline your customer experience

Secure your activity & reassure your customers

Simplify your cross-border development

Efficient business management

WL Marketplace Payment Management

As a regulated partner, Worldline is offering a comprehensive solution for marketplace payment management. It includes the vendors’ onboarding process compliant with the regulator and scheme rules and throughout the vendor lifecycle in the marketplace system. The solution also manages the pay-in of multi-vendors basket to allow a single checkout for a seamless payment experience. The pay-out is then processed with a payment to each vendor involved in the purchase along with the marketplace fees. 

WL ATM Global Management

Operational over 25 years, Worldline ATM Management is able to support you in your international ATM deployment thanks to its multi countries and multi currencies feature. Worldline’s ATM Management is able to handle the major ATM protocols of the market and allows a very flexible selection of ATM providers. Whatever the size of your network, our solution is able to manage the full ATM management value chain with an attractive service portfolio.